ICICI Bank Personal Loan Interest Rates in India (2026)

Personal loan ka interest rate directly aapki EMI ko affect karta hai. ICICI Bank aur dusre banks applicant ke credit score, income aur profile ke basis par different rates offer karte hain.

Average Interest Rates of Top Banks

• Axis Bank: 10.5% – 16%
• HDFC Bank: 10.75% – 18%
• ICICI Bank: 10.5% – 17%
• SBI: 10.3% – 15.5%

Note: Actual interest rate aapke profile aur credit score ke basis par change ho sakta hai.

How to Get Personal Loan at Low Interest Rate

• Credit score 750+ maintain karein
• Stable monthly income dikhayein
• Existing loans kam rakhein
• Same bank me salary account helpful hota hai

Check ICICI Bank Loan Rates in Your City

Lucknow → Muzaffarnagar → Kanpur → Noida → Patna → Gaya → New Delhi → Bhagalpur → Indore → Jaipur → Faridabad → Raipur →

Compare Personal Loan Rates by Banks

HDFC Bank Instant Personal Loan ICICI Bank Instant Personal Loan Axis Bank Instant Personal Loan State Bank of India Instant Personal Loan Kotak Mahindra Bank Instant Personal Loan

How Interest Rate Affects Your EMI

Interest rate directly aapki monthly EMI ko decide karta hai. Lower interest rate hone par EMI kam hoti hai aur total repayment amount bhi kam hota hai.